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Take the Risk out of Working for Yourself

Gig economy workers deserve a safety net too.

More and more Americans have started working for themselves as part of the gig economy. The actual number may be as high as 40 percent of the workforce, and it continues to expand. Check out these game-changing gig economy statistics. The gig economy doesn’t necessarily involve starting new companies or opening storefronts. It includes, for the most part, people working for an app service or web service to generate either primary or secondary income.

On the face of it, app-based gig work — working as a contractor through a service — is a great way to earn extra money. The hours are flexible, the pay is acceptable, and it’s usually easy to get started. The downside, however, applies as much as the upside:

  • Like all hourly jobs, you don’t get paid if you decide not to work.
  • Gig economy work is perfect for part-time work, since your pay depends on how much you work in a given week. If you switch to working your gig economy job as your main source of income, however, you soon learn how undependable your paycheck becomes week to week.
  • When you work a gig-economy job, it’s not just difficult to save money while living hand to mouth, but it’s also almost impossible to get protection for your health.

Take the Risk out of Working for Yourself

Things are starting to change. This year, 2020, gig workers were allowed to collect unemployment for lost time due to the coronavirus pandemic. That was a first. What could be next? A safety net for gig economy workers? Affordable health coverage?

As a matter of fact, yes. These things and more are starting to roll out for gig economy workers across the country. It’s a testament to the sheer number of gig workers and the economic power they’re beginning to develop. Taking the risk out of working for yourself means making your gig economy job as viable, acceptable, and safe as a job for any brick-and-mortar business.

Take the Risk out of Working for Yourself

Imagine these benefits for gig economy workers (especially if you happen to drive for an app service):

  • 80 percent of your normal weekly pay while your car is being repaired after an accident
  • 80 percent of your normal weekly pay if you’re hospitalized due to an accident
  • 80 percent of your normal weekly income if you’re temporarily let go by the app business.
  • Legal representation in the form of a letter written on your behalf
  • A complementary Hurdlr Premier account to track your mileage for business
  • Sick leave, based on borrowing from future earnings
  • Access to a remote healthcare professional, anytime, for you and your immediate family

This concept feels important and new enough to hype a little. And as Ray Access works within the gig economy framework — we hire freelance writers — it made sense to get involved in making this announcement. It has the potential to help many gig economy workers. And you heard it here first, on rayaccess.com.


Ray Access is a content marketing firm that delivers targeted words to empower your business. Contact us about your specific project to receive a quote or discuss your needs. We write website copy, blog posts, e-newsletters and more. Everything we do is thoroughly researched, professionally edited and guaranteed original. And yes, Ray Access received compensation for posting this article, but we never do something just for the money. This actually sounds like a good fit for gig economy workers.